This privacy policy applies to TrustCarTitleLoans( cartitle-loans.com ) (“we”, “us”, “our”). This privacy policy describes how Trust Car Title Loans collects and uses the personal information you provide on our website: cartitle-loans.com. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.
Personal Information
This notice applies to all information collected or submitted on the cartitle-loans.com website. We may collect all information you provide through our website or other channels which may include without limitation: (a) your full name; (b) email address; (c) mobile telephone number; (e) your vehicle information; For purposes of this Privacy Policy, none of the items (a) through (e) in the preceding sentence will not be considered Sensitive Information.
Use of Personal Information
By submitting your personal information, you understand and agree that such personal information may be shared with third-parties Loan Providers in order to complete your request for Loan Products and/or other marketing purposes. We reserve the right to share, sell or otherwise disclose your information with/to third parties in accordance with applicable laws and as described herein. These third-party businesses may include, but are not limited to: consumer reporting agencies, consumer credit bureaus, financial service providers, Loan Providers, providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression, and validation; e-mail marketers; wireless services providers and telemarketers. Third–parties may also use your personal information for any lawful purposes, subject to any restrictions contained herein. Any information that you supply to any third-party or Loan Provider shall be governed by the applicable third party’s or Loan Providers’ Privacy Policies. Any and all information that we collect from you and from any third-party may be used to determine your eligibility for any product, service or offer.
Please be advised that cartitle-loans.com does not provide Loan Products, Services, Brokering or Customer Service related to any application submitted by you, or any other related products and/or services. The ultimate terms and conditions of any Loan Products and Information provided by any Loan Providers will be determined by those Loan Providers.
Please note: by submitting your personal information, your information is being provided by you freely. You further agree to receive marketing offers from us or third-party marketers, that we or they may believe may be of interest to you, and you expressly consent and agree to be contacted through but not limited to the following methods; (a) e-mail marketing; (b) telemarketing calls (where permitted by applicable law); (c) SMS text-based messages (where permitted by applicable law); and (e) any other manner contemplated herein. By using this Website, you agree that you may be contacted in any manner contemplated in this section, even if your number is found on a do-not-call registry or similar registry.
We may also use personal information for website administrative customer service, to provide our visitors with information which may be requested, to customize visitor experiences on the Site, and for internal business purposes, such as analyzing and managing our business. Third parties may be used to assist in the operation of this Site or to administer activities on our behalf. These companies are authorized to use your personal information only as necessary to provide these services to us.
We specifically reserve the right to release current or past user information, as it is made available to us from third-parties, in the event the user is using or has used, our products, services and/or Site: (i) in violation of the Site’s Terms and Conditions, this Privacy Policy or any of our operating rules, policies, and/or other supplemental terms and conditions or documents that may be published from time to time; (ii) to commit unlawful acts; (iii) if such information is subpoenaed or requested pursuant to a judicial or regulatory proceeding or inquiry or similar legal process; when we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request; and/or (v) when deemed necessary or appropriate including, without limitation to, sharing your e-mail address with other third parties for suppression purposes in compliance with the CAN-SPAM Act of 2003, as amended from time to time, and Federal Trade Commission implementing regulations.
By providing you phone number, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), as amended from time to time (the “Rule”) and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable federal or state do-not-call lists, we retain the right to contact you via telemarketing in accordance with the Rule and applicable state do-not-call regulations.
In addition, by submitting your personal information, you agree to receive mobile marketing including, but not limited to, text-message based marketing, from us and our third-party advertisers and marketers (where, and to the extent that, such marketing is permitted by applicable law). You further agree that based on your individual carrier and plan, you may incur charges associated with such SMS Messages and that you agree to be solely responsible for such charges. You represent that you are at least 18 years of age and the owner or authorized user of the wireless device on which messages will be received and that you are authorized to approve the applicable charges. Should you hereafter choose to opt-out of receiving SMS Messages from the individual sender, you may opt-out by texting “STOP” or “OPT-OUT” as specifically set forth in the communication. Notwithstanding that your mobile telephone number may be listed on state and/or federal do-not-call registries, we retain the right to contact you via SMS Messages. In addition, by applying and/or using the Website, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), as amended from time to time. As such, notwithstanding that your mobile telephone number may be listed on state and/or federal Do-Not-Call registries, we retain the right to contact you via text-message based marketing in accordance with applicable state and federal law. Further, you agree that we reserve the right to share or distribute your mobile telephone and other mobile data with/to any third-party for any and all non-marketing uses permitted by this Privacy Policy and applicable law.
Without limiting the generality of the foregoing, we reserve the right to share, sell, rent, lease and/or otherwise distribute any and all personal information with/to any third party for any and all uses permitted by this Privacy Policy and applicable law.
Non-Personal Information
We may also use your IP addresses to compile and provide aggregate
statistics about our visitors, traffic patterns, and administer and improve the
site. This statistical information may also be related to third parties, track
user’s movement, and gather demographic and profile information for aggregate
use. We may also use third-party analytics services to record information,
including without limitation, mouse clicks, mouse movements, and scrolling
activity as well as text you type in the Website, which may be used by us or
third-parties to understand how users interact with the site.
Access to Personal Information
If your personal information changes, or if you no longer desire our service, you may correct, update, delete your information by emailing our Customer Service at service@cartitle-loans.com . We will respond to your request within a reasonable time-frame.
Tracking Technologies Like many websites, the Site uses standard technology called “cookies,” which are small data files that are downloaded onto your computer when you visit the Site. Cookies collect information such as your browser type and IP address. We use cookies and the information they provide to improve our services and the quality of your experience with the Site. We do not link IP addresses to your name, email address or other Personal Information. Certain kinds of cookies allow us to store your information to save you time in filling out forms on the Site.
The Site may also use “web beacons,” “clear GIFs,” or other technologies to obtain certain types of information when your web browser accesses the Site or when you open or respond to an email you may have received from the Site.
Choice/Opt-out You may opt-out of receiving communications from us and or our third-party associates by not submitting your information. When you enter your personal information at the Website, you have opted-in to request that we share your personal information with third parties to receive marketing communications. When contacted by any of these third-party marketers, you should notify them directly of your choices regarding their use and sharing of your information and may opt-out of receiving additional offers from them or any third-parties with whom they have shared your information. If you no longer wish to receive promotional communications from us, you may opt-out of receiving them by emailing us at cartitle-loans.com.
How We Protect Your Information We employ reasonable physical and electronic security measures to protect your Personal Information and other information under our control. We also require employees to comply with information security safeguards and we use firewalls and other intrusion detection and prevention controls to help prevent unauthorized persona from gaining access to your Information. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. However, no method of transmission over the Internet, or method of electronic storage, is 100% secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
Do Not Track Under some states law, we are required to disclose how we respond to web browser “Do Not Track” signals or other similar mechanisms that provide consumers the ability to exercise choice regarding the collection of personal information of a consumer over time and across third party websites, to the extent we engage in that collection. At this time, we do not track our users’ personal information over time and across third-party websites. We therefore do not respond to browser Do Not Track signals.
This law also requires us to disclose whether third parties may collect Personal Information about your online activities over time and across different sites when you use this Site. We do not knowingly permit third parties to collect Personal Information about your online activities over time and across different websites when using our Site.
Third Party Links This Site may include links to third party websites. Your use of those third-party websites is at your sole risk. cartitle-loans.com has no control over the collection, use, or transfer of your information on those third-party websites. We encourage you to review the privacy policies associated with those and all third-party websites
Children’s Privacy This Site is a general audience website intended for use by individuals who have reached the age of majority, which is 18 in most jurisdictions. This Site is not directed at, nor intended for children under the age of 13. We do not knowingly collect any information on or from children under the age of 13. If you think that we may have collected such information, please notify us immediately. If we become aware that we have unknowingly collected information from a child under the age of 13, we will make reasonable efforts to delete such information from our records.
Changes to this Policy We reserve the right to make changes to this Privacy Policy. We will post changes to the Site, and will update the “Effective Date” of the policy above.
Contact If you have questions or concerns about this Privacy Policy or your use of the Site, please contact us at:Trust Car Title Loans
service@cartitle-loans.com
(877) 751-2825